Medicare, Marketplace or Short-Term Health plans
do not cover you beyond the board of the USA
Travel Insurance and Medical Expense Coverage
Many travel insurance policies also offer medical expense coverage. This pays for the costs of treatment and hospitalization where a traveler’s normal health insurance policy won’t kick in. This can be significant in a number of situations. For instance, if a traveler has an HMO or a PPO, an out-of-state hospital might not take his or her insurance, and if a traveler gets sick in a foreign country, the cost of an emergency flight back to the United States could easily exceed several thousand dollars. Travel insurance with medical expense coverage takes care of those costs and makes it much easier to travel domestically or internationally without worrying. Having medical expense coverage is absolutely essential during long trips and is one of the most popular benefits of travel insurance.
Travel Insurance and Trip Cancellation
Travel insurance premiums are based on things like the length of trip, trip cost and age of traveler(s). Travel insurance usually includes trip cancellation coverage, which provides an added level of peace of mind for travelers and covers the costs of missed flights, canceled reservations and other expenses associated with an unexpected trip cancellation. Different insurance companies offer very different terms for their trip cancellation coverage, but in general, policy holders don’t have to submit more than simple receipts (and proof that a covered event occurred) to receive a payout on a trip cancellation claim.
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Travel Brochure for under 65
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International Medical Group under age 65
Travel Brochure for Medicare eligible
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International Medical Group on Medicare
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You have questions – I have the answers or know where to find them!
- Call 480-782-1630 for a Zoom meeting or individual one-on-one.
- Send me email to diane@myhic.com with your questions or to set up a meeting.
- Text Diane @ 602-295-4808 with questions or to set an appointment
Our services are NO cost to you, the insurance companies pay us a commission. You receive the value benefits of an independent broker working for you and not an agent working for an insurance company so there is no difference in cost to you.
We provide personal services to help individuals and families evaluate, purchase and manage their insurance plans for the life of their policies. We are a year-around broker and not seasonal.
